Small Steps Create Big Shifts

Your home is so much more than a house

How life insurance can help protect your mortgage.

Your home is where you build your life, your memories. It's the place where meals are shared, scrapes are bandaged and bedtime stories are read. You’ve worked hard to create a home for you and your family. But if something were to happen to you, how long could your family pay the mortgage?

Protect your home, protect your lifestyle

Term life insurance can be a simple and affordable option to help protect your investment. That’s because it can provide a tax-free, fixed death benefit that can be used to pay for anything you choose — including your mortgage.

Term life insurance from Foresters Financial™ puts you in

control with flexible coverage options designed to help

meet your needs today and tomorrow.

Mortgage insurance vs. life insurance

Your mortgage lender may offer you mortgage insurance, so it's important to understand how it differs from life insurance.

Mortgage insurance

• The lender is the beneficiary of the policy and decides how proceeds are spent.

• Coverage declines as you pay down your mortgage.

• If you sell your home and purchase a new one, you must reapply for coverage, meaning your rates could increase.

Foresters term life insurance

• You determine who benefits from your insurance.

• Your coverage remains the same, no matter what your mortgage balance.

• If you move, your insurance goes with you, doesn’t change and your

  rates don’t increase.

Champion a cause that matters to you

When a claim is paid the Foresters Charity Benefit provision2 pays an additional 1% (up to $100,000) of the face amount of your death benefit to the designated registered charity of your choice, at no additional cost.

Life insurance with a larger purpose.

Foresters is committed to empowering Americans to enhance their financial stability, enrich their lives, and foster stronger, healthier communities. Members enjoy enriching benefits including:

• Fun Family activities

• Competitive scholarships4

• Community grants

• Volunteer leadership opportunities