What is an IUL?

An Indexed Universal Life (IUL) insurance policy combines the security of permanent life insurance with the potential for cash value growth linked to the performance of a major market index, such as the S&P 500®. IULs provide the opportunity for the accumulation of cash value. The innovative design of an IUL not only ensures a death benefit for beneficiaries but also allows policyholders the potential to enhance their financial future by leveraging the positive movements of the stock market. It's a strategic and customizable financial solution for those seeking permanent life insurance coverage with the added potential for long-term financial growth.

Americo IUL Product Features

• Minimum face amounts start at $50,000 and non-medical up to $450,000

• Interest based on the performance of the S&P 500®

• Two indexed interest options with 1-year index period

• Potential to accumulate cash value

• Living Benefit Riders included at no additional cost

Life Insurance Protection

Coverage available for all needs, from $50,000 - $450,000. The death benefit passes to your beneficiary income

tax-free.

Growth Potential

Indexed universal life insurance offers tax-deferred cash value growth with two separate interest accounts. You can allocate premiums to the Declared Interest Account or the Indexed Interest Accounts.

Living Benefits

For clients diagnosed with a critical, chronic, or terminal illness, Living Benefit Riders may give them access to an early (accelerated) payout of the policy death benefit.